Value-Added Agriculture

This paper examines how financial education significantly influences individuals' ability to make informed decisions, enhancing their economic stability and social mobility in today's economy. By reviewing literature, such as Anderson (2023) and Walstad et al. (2017), the paper highlights the benefits of early financial education for young people in managing adult financial responsibilities. Despite progress, the study notes persistent limitations in financial education accessibility across states, leaving many households vulnerable due to inadequate financial literacy. Key goals of financial education include understanding personal finance, recognizing good and bad debt, and acquiring practical budgeting skills. The paper emphasizes the need for educational leaders to implement robust financial programs and mandate financial literacy classes in high schools. By developing benchmarks for measuring financial education effectiveness, the study underscores the necessity of widespread financial education to foster a financially savvy population capable of tackling economic challenges. Author: Troy Anthony Anderson; Title: The Concept of Financial Education (FS-2024-0704).

As industrial hemp production becomes legal in the US, new and experienced growers alike have questions about its cultivation, management, and marketing. This factsheet answers frequently asked questions about hemp production in Maryland. Information contained within this document is current as of June 2021. The UMD Industrial Hemp webpage (https://extension.umd.edu/programs/agriculture-food-systems/program-areas/fruit-vegetable-production/alternative-crops/industrial-hemp) will house the most updated information on hemp production in Maryland. Authors: Nichole M. Fiorellino, Emily Zobel, Karen Rane, and Andrew Ristvey; Title: Industrial Hemp Production in Maryland: Frequently Answered Questions (FS-1172)